Not a trick question…
Readers of this site will know I’ve been working with a young woman in Colchester who receives Universal Credit. She is very concerned about the random amounts of money that the DWP suddenly started to deduct from her Universal Credit payments for an alleged tax credit debt.
The woman disputes the debt. She wants a chance to challenge it and to stop the deductions.
The DWP is taking over collection of tax credit debt from the HMRC for Universal Credit claimants. People are complaining that the DWP has started to deduct tax credit debt repayments without notice from their Universal Credit payments each month.
Problem is – people who want to challenge these deductions run into bureaucratic problems at every turn. It’s very hard not to feel this is intentional. It really, really is. Here’s an interview I posted yesterday with an Oldham woman who has the same tax credit debt problem.
Three weeks ago, the Colchester woman asked the DWP to send her a full statement and breakdown of her alleged tax credit debt. She wanted a statement which showed the debt and listed all repayments deducted from her benefits and tax credit claims for to date.
She’s found getting that information impossible.
On the phone, she was passed from the HMRC to the DWP to the DWP Debt Management department.
The DWP finally agreed to send her a statement history in a fortnight.
That was three weeks ago. The statement has not arrived.
This means the woman is no closer to being able to challenge the tax credit debt, or the DWP’s deductions from her Universal Credit payments.
The DWP’s bureaucratic failures and institutional indifference deny her that right. The department continues to deduct tax credit debt repayment money she can ill afford to lose from her Universal Credit payments.
She will go further into debt because of that – a point that should concern everyone. This woman just took out another Universal Credit advance payment to cover the tax credit debt deductions – having just finished paying back the Advance Payment she took out to cover payment delays when she started her Universal Credit claim (you can see that deduction in the image above).
The whole thing is absolutely hopeless. I’ll post more on it as we make further requests for statements and repayment histories. Continue reading

Regular readers will know 