“Towards Work” activities to get a DHP and stayed housed. How big is conditionality going to get?

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Throwing this one out there for your inspection:

Recently, I came across strict, new-ish Derby City Council conditionality rules for people who apply for Discretionary Housing Payments, Council Tax hardship payments and Local Assistance help.

Those rules are here.

For those who don’t know the territory: Discretionary Housing Payments are short-term payments to help people cover housing-cost problems such as rent shortfalls. Local Assistance Schemes buy items like furniture and fridges when people can’t afford them. Council tax hardship payments are, obviously, for people who struggle to meet council tax bills after council tax support.

Since November 2016 in Derby, this help has come with hefty conditions for some applicants. Of course – it is not unusual for councils to ask people to engage in an activity such as debt advice in exchange for a DHP, etc. That’s happened for ages. The Derby list sets out more hoops to jump through. That’s why I’m posting it. I found it while I was searching for help generally for a single mum. Other councils may have similar. No doubt more and more will as time goes on and more funding is cut.

You’ll see from this page that people who apply for DHPs, Council Tax help and Local Welfare Assistance and fall into certain categories: “must be willing to take up and remain engaged with appropriate support recommended by the council.”

This “support” may include:

– money advice
– budgeting support
– access to banking products
– access to digital skills support
– access to job clubs
– training and housing advice

Failure to participate could mean you get and/or keep nothing:

“If you do not engage with your support programme, any award that you receive from the Single Discretionary Award Scheme may be at risk.”

“Towards work” requirements are among the conditions as you can see.

So.

You may think this is all perfectly fair.

I do not.

This is the kind of list which gets on my nerves very badly. It smacks to me of gatekeeping and of the state’s ever-tightening grip on people who are in extreme financial hardship. Conditions for receiving benefits and hardship help become more and more invasive and exacting, as anyone who signs on for JSA or Universal Credit will tell you. Anyone who requests state help these days automatically loses all right to autonomy. Continue reading →

No heating or hot water, because no spare money for problems. This isn’t going to change, is it

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Am posting this because I talk to so many people in the exact situation described below. I feel that the ongoing nature of these occurrences needs noting while mainstream press and political worthies devote attention and resources pretty much exclusively to Brexit and Labour infighting, etc.

I talk again and again to people in this sort of situation. Nothing seems to be changing very fast:

Here you see gas and electric fuel cards belonging to Patrick, a pensioner I spoke to at a foodbank and kitchen lunch in Oldham at the end of February.

Short story, this. Patrick had run out of fuel credit. Upshot: he didn’t have working heaters or hot water in his home. He’d come down to the soup kitchen, because he’d heard foodbanks and kitchens had fuel topup money and vouchers.

Patrick said he thought the boiler in his place might have sucked through more fuel credit than usual. Point was – he didn’t have the money that he needed to get the fuel supplies going again, or to keep supplies going for a reasonable length of time while he sorted the trouble out.

Which is the thing.

I know government doesn’t give a damn about this, but I’m saying it anyway. Again. There are people who don’t have £10 or £20 or £30 or £100 or whatever to throw at everyday financial difficulties. When the problems come, they’re major by definition. As soon as these problems hit, people find themselves trying to live without the basics in the space of a day or two.

A new boiler guzzles a few extra quid on a metre and that’s a big worry. People lose a tenner or £20 walking down the street and they’ve got a problem. They miss a rent payment for whatever reason and end up with rent arrears that they’ll never escape. Long story short: there’s a whole bunch of people who can never buy themselves peace of mind for even an hour.

As I see it, people fall into one of two groups these days.

There’s the group of people who always have a few quid spare to throw at life’s everyday crises: unexpected fuel costs, charges for a doctor’s letter, lost money, a lost phone charger, extra phone costs, a torn winter coat, lost trainers, extra housing costs – whatever.

Then, there’s the group of people who don’t. People can either pay their way out of a problem, or they can’t. And that’s it.

You can forget popular political binaries such as The Deserving and The Undeserving Poor. That sort of thematic populist crap couldn’t be less relevant to reality. All that matters in reality is whether or not you have enough money to buy distance from life’s curveballs. There’s a big gap between people who do and don’t. Still.

DWP: We can’t attend a public meeting on a jobcentre closure because the meeting is public. BOLLOCKS.

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A total classic from the DWP:

Last night, I attended a public meeting in Clay Cross about the DWP’s plans to close the Clay Cross jobcentre.

On arrival, the Derbyshire Unemployed Workers’ Centres people said that the DWP’s Midland Shires district manager had pulled out of an invitation to attend the meeting.

I was intrigued to hear this. Everyone was.

The DWP’s explanation for this non-attendance seemed to be that the meeting had been tweeted as public and public attendance at the meeting had actually been encouraged. Public = Bad. In an email to the DUWC organisers, the DWP said that they couldn’t come, because the district manager’s attendance at a public meeting would “break the consultation conventions.”

You may be wondering what the hell that means. Here’s a bit more detail (I trust I have this straight in my head):

The DWP’s jobcentre closure plans had been open to a public consultation earlier this year. That consultation is apparently now closed. The DWP doesn’t attend public meetings after a consultation is closed, because that is Wrong. Or breaks “consultation conventions.” Or is Against Protocol. Or something. I did try to find out this morning – an investigation that didn’t go too well. After an arsey conversation with the DWP (see below), the DWP emailed me to say that the district manager in question had originally agreed to attend the meeting because the DWP thought the meeting was private. The DWP pulled out when they found out it wasn’t. I can’t say that admission actually helps the DWP’s case if we are talking about transparency, openness and readiness to meet with service users, which we are. They think it does for some reason.

What I can say is that people at the meeting weren’t impressed. It sounded very much like the DWP didn’t want to attend a meeting that might a) include actual pissed-off service users who were angry about their jobcentre being closed and b) end up as a matter of public record.

What? said people when the DWP’s non-attendance was announced.

“Unfortunately,” DWP Midland Shires said in its email on the topic to DUWC, “due to the fact that the meeting on 16 March has been “tweeted” (sic) as a public meeting and attendance encouraged, to that end we have been advised by our policy team that it’s not appropriate for him [the district manager] to attend as this would break the consultation conventions.”

I am not afraid to reveal that this kind of shit really hurts my head. The DWP couldn’t come to a public meeting because that public meeting was public. The fact that the public had been encouraged to attend this public meeting might make the meeting even more public. This last being the case, the DWP needed to keep further away. Consultation conventions (whatever they are – the DWP didn’t quite touch on these in its response to me) aside, the district manager could, surely, have attended as a show of goodwill at the very least. Or as a show of responsibility, even. The closure proposal has the district manager’s name on it. At the very least, someone from that office could stand up and answer to it. In public, etc. But no. The public meeting was too public.

Do go on, I thought.

The email did.

Continue reading →

Homeless and placed in a neighbourhood where people think you’re a nark

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More life and political views from people who must rely on benefits:

Posted below is a transcript of a recorded interview made recently with Michael (named changed on request). Michael is in his mid-50s. We made this recording at a foodbank and kitchen lunch in the Manchester area in February (Michael asked for his details to be kept anonymous).

Most weeks, I spend several hours at foodbanks and kitchen lunches recording interviews with people who rely exclusively on benefits. In the mainstream press and politics, we hear a lot about Just About Managing Families and the Squeezed Middle, and other groups that have some political clout. We hear less from people who are marginalised and considered irrelevant. That’s a pity, because people who are considered irrelevant have a lot of relevant experiences, particularly when it comes to dealing first-hand with fallout from welfare reform. We talk about everything at our meetings: homelessness, housing, money, work, politics, Brexit, drug and alcohol addiction, mental health, family and the DWP.

Michael talked about most of those things.

He was particularly concerned about his living arrangements.

Michael had recently been street homeless. He’d even stayed on the floor of his local church for a time. A few months ago, he was placed in a flat on an estate by his local homelessness office. He liked the flat, but wanted to move. He wanted to get away from another drinker on the estate. He said that his neighbours bullied him, because they thought he was a nark.

Michael said people thought this because he spent a lot of time in the company of a copper. (I wasn’t sure if Michael meant a copper, or a community support officer, or another sort of volunteer. People deal with countless agencies and support workers. Wires get crossed). There may have been other problems, but Michael didn’t volunteer them. He said the policeman worked with a local community partnership. This support worker sometimes took Michael to benefits assessments and GP appointments. He helped Michael fill in benefit application forms.

Michael received Employment and Support Allowance. He’d had a serious heart attack a couple of years ago. Michael said that money was tight. He couldn’t afford to run the heating at his flat for more than half-an-hour a day. He wore many layers of clothing on the day that we met: a shirt, several sweatshirts and his coat. The clothes were dirty. He said he wore the clothes to bed for the warmth.

Michael was informed and eloquent. He read the papers. He said he had a degree and had worked in different parts of the world in well-paid professions. He’d lived in Asia for years and knew a great deal about different countries there. He’d also had a serious drink problem for years. In recent times, the booze had caught up with him, as it does when people reach 40 or 50. The pancreas goes, the liver goes, the heart goes, the balance goes and the mental health goes. The money’s gone. People talk a lot about things they did and things they say they did. Michael was still drinking. He looked unwell. His face was pale and pouchy, and his hands trembled. He held them out to show me. He looked sick with hangover and he probably was. It was good to know that he was at least housed and had some money coming in. Alcohol is such a wrecker. There’s nothing much left at the end.

We talked about the booze, Michael’s heart attack and his homelessness, government, Brexit (“the most unfortunate thing is that David Cameron ended… George Osborne…they were rebuilding the economy, doing a fantastic job,”) and his fears for his safety in the neighbourhood he’d been placed in. Being pegged as a nark weighed heavily on Michael’s mind.

This is the story that Michael told. This is the sort of conversation I have with someone every week or so. Michael began by talking about the way his relationship with the copper had come about:

“When I went to hospital [for a recent appointment, because of Michael’s health problems after his heart attack] – they’ve got a new community support team there. You’ve got the housing company, the health people, [the] council and the police. They all work together in a team in this unit.

A policeman is my designated support worker. He’s plainclothes CID, quite senior, but he’s a really nice bloke and we’re good friends now. He is my personal support worker. [He] give me lifts in his car – makes sure I get to the hospital and dentist’s, and things like that… [he] helps me with all my paperwork. Without him, I’d be absolutely lost.

The trouble with it is because I’ve only been there [living in the flat he was placed in by the local housing office] for six months, I’m seen as a relative newcomer… The people who have lived as residents for many years there really dislike the police, so they see me as some sort of police informant. They don’t get it that when he’s [the policeman] is working at that hub, he’s not being a policeman. He’s not being a copper on duty. He’s actually working as part of the community team.

What they’re trying to do [with that team] is instead of the people going to the authorities, the authorities go to the local villages to support the people with all kinds of issues – health, financial, gas, heating, hate crime. They’re there to support…not to go around arresting people, or hindering people. But the local residents just don’t get that this guy is supporting me…

People have made lots and lots of threats. [I’ve] been hit a couple of times… I live there on my own. I’ve got no backup at all. My mother and father are dead. The only friends I’ve got are in London… plus, I’ve got a degree, so they see me as some sort of pseudo-intellectual… foreign… outside that’s come in working in conjunction with the police and knocking at their world. Which I’m not.

Continue reading →

More recordings: intentionally homeless if you’re evicted for benefit cap rent arrears…?

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More food for thought from conversations about the benefit cap at the actual coal face:

I’ve posted below a recording in which a Basildon council officer says that people who are evicted because of benefit cap rent arrears could be found to have made themselves intentionally homeless.

Which was not the best news. Council help for you is very much reduced if you’re judged responsible for your homelessness. You’re more or less on your own with your homelessness problems if that happens as I’ve seen it. You would have thought that people evicted on account of rent arrears caused by the benefit cap should and would be cut slack in this area – particularly if they were placed in housing that they could afford before the benefit cap was lowered – but maybe not.

Certainly, officers make interesting remarks on the ground. It’s all important to note:

The recording below was made at a February meeting with a woman who has serious rent arrears because of the recently-lowered benefit cap. The woman and her three young children were placed in a Basildon flat by Newham council. Basildon council handles the family’s housing benefit claim. This woman’s housing benefit was cut by about £100 a week when the cap was lowered at the end of last year. A small discretionary housing payment covers part of her rent shortfall until the end of March. We went to Basildon council to ask what else she could do.

The officer said the woman should go back to Newham council to ask if Newham thought her flat was still affordable now that her housing benefit had been cut.

The officer then said intentional homelessness was on the cards if this woman was evicted because of benefit cap arrears:

(This audio has been altered to disguise voices. Am not particularly in pursuit of individual officers here. It’s the message that’s the issue).

“If you become homeless, it could be that you’d be seen as intentionally homeless anyway, because you… if you’ve been evicted for rent arrears, then it is through non-payment of rent that you’ve lost your property.

That got my attention, all right. In the recording, you hear me ask:

“Would that mean no one would have a duty to house her? Is that the case, even when [the rent arrears have been caused by] something like that [benefit] cap that’s come in subsequently….?”

“This is why you need to see Newham council about the affordability, because if they say it is affordable, then you’re going to have to struggle by and get it paid…” the officer said. “If they don’t think it’s affordable, then because they have a duty, they have a duty to assist you to find something cheaper, or…”

Or what? I thought.

I contacted Newham council to ask whether or not the council was likely to decide that people had made themselves homeless intentionally if they were evicted because of rent arrears caused by the benefit cap. Unfortunately, the council did not respond. Think I must still be on their blacklist (we apparently fell out over my Focus E15 stories. Do they hold a grudge or what). If anyone else can get an answer out of them, by all means let me know. It would be good to have that peg in the ground for future reference.

Anyway. Official positions don’t always matter when you get down to it. This is the sort of thing you hear on the ground. Putting it all out there.

Many thanks to @nearlylegal for help with benefit cap questions over the past while.

The very personal information you must give in public if you need state help

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A short post on the state and petty humiliations:

Posted below is a list of questions taken from a recorded conversation between a woman affected by the recently-lowered benefit cap and a Basildon council housing options officer last week.

This woman is already in significant rent arrears because of the lowered cap. She went to Basildon council to ask what would happen if she couldn’t pay the arrears (the answers, which you probably can guess already, are at the end of this post). I went with her.

Basildon has an open-plan public services hub: council services, the library and the jobcentre all in one enormous ground-floor room. Security guards roam the place. You take a ticket and wait for your number to come up on a computer screen.

“There’s no privacy,” the woman I was with said when we got there.

She was right. There wasn’t. There were a few private rooms off to the side here and there, but you weren’t invited to use one. There were open cubicles all over the place across the floor. You could hear absolutely everything that was going on in the ones around you. At one point, we sat next to a guy who was explaining to an officer why he was struggling to pay his council tax. We might as well have been attending his appointment with him. We could hear every single word that he said. Continue reading →

AGES on hold with the DWP…

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Because I like to log these things…

Called the DWP’s 0345 608 8545 benefits number last Thursday afternoon on behalf of a man who was worried about his benefit payment not being made.

Spent the best part of half an hour working through the options and then on hold while waiting to talk to someone. The whole call took about 45 minutes (43 minutes and 23 seconds to be precise). I’m pretty sure the DWP’s 0345 numbers cost on some phone plans.

This sort of waiting time won’t be news to anyone who regularly uses these systems. I like to note these waiting times for people who don’t regularly use these systems, so they can get a feel for some of the reasons why many people are angry and frustrated. It can be the little things, you know. They add up and add up.

Update:

Bit of maths on the topic by the excellent @StopCityAirport

It would be interesting to know how much people find themselves paying. A fiver is a lot to people – especially people who are ringing the DWP to find out why their benefit money hasn’t been paid in.

Look at the state of this flat. Here is independence vs neglect in austerity

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These recent photos show the mould and mess in a one-room Haringey flat that is occupied by a man his mid-50s (I’m withholding his real name in this story).

This man has learning difficulties. He also has diabetes, which he struggles to manage, and is in poor health. These photos were sent to me recently. I visited this flat a number of times a while back and have known this guy for several years. His living conditions are usually atrocious.

He is about to be evicted from this flat, because it is in such an appalling state. He received a court notice last Thursday. He brought the notice in to show members of the Kilburn Unemployed Workers’ Group at their Thursday afternoon meeting (he also had other photos of the mould in the flat, which he showed us).

Some history:

This man lived with his mother until she died over a decade ago. While his mother was alive, he always had work as a general and kitchen assistant in hotels and kitchens.

This man was made redundant from his last job about nine years ago. He signed on for jobseekers’ allowance and has been put through the DWP’s usual Work Choice/Work Programme mill, with no results whatsoever. He has not found work again. His health has deteriorated to the point where he needs to apply for Employment and Support Allowance. Members of the Kilburn group are helping him with his forms.

Since his mother died, housing has been a major challenge for this man.

So.

There are two main problems for people in this sort of situation.

The first is accommodation itself – finding places in the private sector which people can afford to rent when they rely primarily on housing benefit. Continue reading →

Benefit cap arrears and eviction threats for women and children. Already.

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Another short post on impossible situations:

Here’s a rent arrears demand recently received by a woman who lives in a Basildon flat with her three young children (the arrears have increased since she received this letter).

It appears these arrears have come about because of the recently-lowered benefit cap.

This woman’s benefits exceeded the Out of Greater London limit of £384.62 by about £100 a week. As a result, at the end of last year, her housing benefit was cut by about £100 a week from about £188 a week to to £87 a week (think the sums are correct, looking at the paperwork. Give me a shout if you think the totals need looking at. Maths problems with these things are not at all uncommon).

Basildon council recently gave this woman a discretionary housing payment of £20 a week to cover some of the rent shortfall. That helps a bit, but only a bit. She only gets the DHP for the short term, too. After that, she either finds the full whack each week, or moves house again (this time with a serious arrears history) and takes the kids out of school again (she was recently in temporary accommodation in another borough)… or she ultimately gets evicted, I guess:

“I don’t know what to do,” she says.

I don’t really know what to do either, if I’m honest. Which is not particularly helpful.

What I do know is that I spend an awful lot of time these days with people in different parts of the country who show me demands for rent money they can’t pay and/or which say court and eviction are on the cards. As I write this, an email about a looming eviction in Haringey has landed in my inbox. I go to foodbanks and foodbank-lunches and inevitably end up talking to at least one person who is clutching a folder of letters about rent arrears.

Continue reading →